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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great For Credit Building

4
Zopa has been great for working on building on my credit rating. My only criticism is that their credit rating they provide in-app is way off the mark when compared with Experian, TransUnion etc. for instance I am 200 points lower in Zopa than I am in all major aggregators Reviewed on: 21st February 2023
Rich Voller's avatar
Rich Voller

Below average credit card

3
High interest rate, low credit limit, no interest free buying facilities, no zero percent Facility, no free airport lounge Reviewed on: 21st February 2023
Ali Shakoor Khan's avatar
Ali Shakoor Khan

Excellent company

5
Obtained a credit card from Zopa. One of the best companies I have ever dealt with Reviewed on: 21st February 2023
Stuart's avatar
Stuart

You've tried rest now try best

5
Not just a credit card company reminders when bills due Easy user friendly app With other saving options with great rates Highly recommended Reviewed on: 21st February 2023
John Beresford's avatar
John Beresford

Excellent service

5
Excellent service and credit card Reviewed on: 21st February 2023
kellie.lwr@googlemail.com's avatar
[email protected]

Great service

5
Zopa has been very good to me and helped me big time in my time of need. Their customer service and support is quick and effective Reviewed on: 21st February 2023
Hasin Kadir's avatar
Hasin Kadir

Helpful, responsible, convenient

5
Very helpful app. I am able to cap and track my spending. I can limit my card to not use all my credit. I can make payments easily, I can pay my card bill easily. Its so convenient. Reviewed on: 21st February 2023
Michael Miller-Thacker's avatar
Michael Miller-Thacker

Excellent service

5
Excellent service and friendly support, would definitely recommend Reviewed on: 21st February 2023
Sue's avatar
Sue

The best credit card

5
It is reliable , easy to use and great information of using the credit. Reviewed on: 21st February 2023
dionsharp20@gmail.com's avatar
[email protected]

Helped me lots

5
I decided to get a credit card to help with my credit score. Previously it was sitting at needed improvement and now I have an excellent credit score, I am very thankful Reviewed on: 21st February 2023
gabriellecorbett6@gmail.com's avatar
[email protected]

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