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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Only just got the account but so far everything has...

Only just got the account but so far everything has been as described. great service!! The app is simple to use and understand with everything you need covered Reviewed on: 15th January 2026

Easy app to use prompt payment process

Easy app to use prompt payment process Reviewed on: 15th January 2026

Great credit card and user friendly app

Very easy application process and card came quickly. Very secure and easy to use app; I can make payments quickly. Reviewed on: 15th January 2026

Very efficient and easily available

Very efficient and easily available Reviewed on: 15th January 2026

Quick & easy.

Quick, easy access to all that is required, statements etc, and prompts about payments, offers etc. Reviewed on: 15th January 2026

Really good credit card cash withdrawal available

Really good credit card cash withdrawal available Reviewed on: 15th January 2026

Zopa is ideal for me

When I needed help Zopa was there for me Reviewed on: 15th January 2026

Great and easy use.

Great and easy use. Easy to navigate and see where you are with the finances. Reviewed on: 15th January 2026

Very easy to apply and receive card

Very easy to apply and receive card Reviewed on: 15th January 2026

Very easy to use , helpful staff .

Very easy to use , helpful staff . Very straightforward Reviewed on: 15th January 2026

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