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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It always a pleasant experience with Zopa.

It always a pleasant experience with Zopa. I use Zopa Credit Card as my primary Credit Card and the rates are more affordable that the other cards which are available and you get a great customer service experience and timely resolution on any issue you may encounter. Reviewed on: 16th January 2026

Great rate, amazing customer service and fair credit...

Great rate, amazing customer service and fair credit abount. Reviewed on: 16th January 2026

Great experience with Zopa.

Great experience with Zopa. Everything is simple, fast, and clear. The app is easy to use and the process is very transparent. Highly recommended! Reviewed on: 16th January 2026

Top credit card

The app is easy to use and quick. Reviewed on: 16th January 2026

Zopa has this friendly good customer orientation, be...

Zopa has this friendly good customer orientation, because of this , I will ensure that I continue to introduce Zopa to all my friends and family. Reviewed on: 16th January 2026

Always a great experience and never had any issues w...

Always a great experience and never had any issues with Zopa. It's easy and quick to use and always gives me regular updates etc Reviewed on: 16th January 2026

Great service advised of when up coming payments are...

Great service advised of when up coming payments are due Reviewed on: 16th January 2026

Good service and great customer care

Good service and great customer care Reviewed on: 16th January 2026

Good all round very pleased will keep using

Good all round very pleased will keep using Reviewed on: 16th January 2026

Great service

I have had no problems with Zopa. Reviewed on: 16th January 2026

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