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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great service

4
Is good to be part of Zopa family Well done Zopa Reviewed on: 21st February 2023
Bosola 's avatar
Bosola

Quick and easy

5
I found myself if a pickle before Christmas and Zopa were quick and easy to apply for and send my card out, my payments are manageable and I wasn’t given so much that I wouldn’t be able to repay! Reviewed on: 21st February 2023
Kim Capstick's avatar
Kim Capstick

Simple easy to use app

4
Great card and simple to use via app. Reviewed on: 21st February 2023
calum robert McDonald's avatar
calum robert McDonald

Quick and easy

4
Quick and easy to apply, I’m updated regularly of any upcoming changes and my monthly statements. Phone app very easy to follow. I’m very happy with Zopa. Reviewed on: 21st February 2023
Kasia Kruszylowicz's avatar
Kasia Kruszylowicz

Customer friendly card

5
Application was easy. Card came quickly. Communication throughout has been great and straight forward. Reviewed on: 21st February 2023
Caroline Thompson's avatar
Caroline Thompson

My Zopa credit was seamless to apply for and their initial credit limit was one of the highest.

5
I have had no complaints so far and I will be happy to refer my friends Reviewed on: 21st February 2023
Singtoh's avatar
Singtoh

Very good credit card company

5
The card is very good to build credit for people who have bad credit Reviewed on: 21st February 2023
Steven's avatar
Steven

Great service

5
Always on hand, great app and good customer service. Reviewed on: 21st February 2023
Luke's avatar
Luke

Excellent to credit building

5
Zopa has been my main credit card to credit building. Works very well, and give me total control using the app. Reviewed on: 21st February 2023
Thayro Viriato's avatar
Thayro Viriato

Good communication and helpful

5
Zopa are always good at sending alerts and informing me of and changes to my account and provide ways in which to help manage my money. Reviewed on: 21st February 2023
Kellysprangle@gmail.com's avatar
[email protected]

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