Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have had no issues with Zopa.

I have had no issues with Zopa. I believe they are one of the best credit cards I have Reviewed on: 16th January 2026

Helpful credit card.

Helpful credit card. Easy to use app. Friendly use Reviewed on: 16th January 2026

Excellent service

Great to deal with and easy to use. Reviewed on: 16th January 2026

I found Zopa card perfect for my use

I found Zopa card perfect for my use Reviewed on: 16th January 2026

Very easy to set up payments and to see your...

Very easy to set up payments and to see your balance Reviewed on: 16th January 2026

Great company ,good advice and help when needed....

Easily to get help information staff very easy to speak too. When I needed information they provided it and explained ig well. Reviewed on: 16th January 2026

Zopa has made keeping in control of spending on my c...

Zopa has made keeping in control of spending on my credit card easy Reviewed on: 16th January 2026

Things made simple

Easy.to apply and the site is very easy to use Reviewed on: 16th January 2026

Great service and reliable credit card, I have had n...

Great service and reliable credit card, I have had no issues with this company and would highly recommend to anyone Reviewed on: 16th January 2026

Really good service and affordable payments.

Really good service and affordable payments. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.26 from 27 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews
Credit card
from Luma 4.16 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub