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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Second chance do exist

I made some unwise financial decisions in the past. Through Zopa I was given a chance to rebuild my credit. Reviewed on: 21st February 2023

Brilliant company

Very friendly easy to use app never any pressure. Would recommend Reviewed on: 21st February 2023

Convenient

Easy to use especially in the app. You can easily see all your transaction and your payment reflect right after you pay. Reviewed on: 21st February 2023

SUPER SERVICE AND AMAZING APP

Zopa for me is the most efficient and up to date card provider. The App is amazing, you get instant payment receipts and these are reflected in your balance immediately. Never had to phone them as the online info is so good. AND they do not batter you with offers of other products Reviewed on: 21st February 2023

Great control over expenses

It has a brilliant look and feel for Android with easy navigation. It helps me control my expenses a lot more than most banking apps with detail merchant info. Reviewed on: 21st February 2023

Understanding you

Since I have been a customer, I have not had any issues with rhus company. Reviewed on: 21st February 2023

Easiest credit card app

Zopa app is the easiest to use and shows you ways on how to reduce your balance quickly! Reviewed on: 21st February 2023

Zopa

Zopa - A great bunch of lads. It has to be said. Reviewed on: 21st February 2023

Easy to use, good customer service

I have found the card easy to use and monitor, and make payments. Good customer service when needed. Reviewed on: 21st February 2023

Easy, user friendly and helpful

East to use customer app that allows you to control your finances and savings etc under one app and is so easy to use great rates and easy access makes it one of the better apps for cards and savings Reviewed on: 21st February 2023

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