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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa dooper ! Everything has been OK, no problems.

Everything has been OK, no problems. Reviewed on: 16th January 2026

Everything is good about this card.

Everything is good about this card. Payment period is very generous. App is good but can be better. Reviewed on: 16th January 2026

They were quick efficient and gave me a card straigh...

They were quick efficient and gave me a card straight away it really helped when I was struggling and got a fantastic offer!!!!! Reviewed on: 16th January 2026

Too many steps to repay the balance

Too many steps to repay the balance Reviewed on: 16th January 2026

QUALITY UNIQUE PRODUCT WITH HELPFUL FRIENDLY STAFF

EASY PROCESS GREAT SUPPORT STAFF AND ALWAYS KEPT UPDATED MOST IMPRESSED!! ALWAYS THERE WHEN I NEED THEM Reviewed on: 16th January 2026

Clear and Simple

Everything is clear and simple and when you pay into your account the money shows up within 10 minutes Reviewed on: 16th January 2026

great card and service excellent

great card and service, easy to apply and arrives quickly Reviewed on: 16th January 2026

Excellent

Zoos is a really good credit card and the customer service is out of this world very reliable. Reviewed on: 16th January 2026

EXCELLENT AND UNDERSTANDABLE PLATFORM

EXCELLENT AND UNDERSTANDABLE PLATFORM Reviewed on: 16th January 2026

It was easy to apply and so great full

It was easy to apply and so great full Reviewed on: 16th January 2026

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