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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Superb and easy

Superb experience and easy to use and easy to pay as well Reviewed on: 21st February 2023

Very good

Very good easy to use good customer services Reviewed on: 21st February 2023

Amazing

Always here to help and have helped me out to allow me to do so much more with my finances Reviewed on: 21st February 2023

Affordable repayments , Very easy to use!

Easy to use on my phone; the app is very clear and easy to use. Really affordable repayments and was a very quick and easy process in regards to my application. I’d therefore recommend to others to use zopa for credit cards and would consider them for alternative credit sources too in the future. They seem precise, clear as well and being a responsible lender too. Thank you. Reviewed on: 21st February 2023

Brill company

Great company. They do not let me over spend and help me keep on track with the easy to manage app. I can set my own limits on my card and if i ever need any help or advice, the team are always very friendly and supportive. Reviewed on: 21st February 2023

Excellent service

Very glad to be using Zopa. Their service is excellent and invaluable Reviewed on: 21st February 2023

Simply the best

Found the card and app fantastic simple and user friendly. Payments instantly unlike others still in the stone age. Reviewed on: 21st February 2023

Great service

Everything is always good with a Zopa card in my pocket Reviewed on: 21st February 2023

Fantastic

Brilliant service..everything just great. Can't complain. Thank you Reviewed on: 21st February 2023

Helping bad credit people

The only credit card I was able to get in difficult times. Amazing company Reviewed on: 21st February 2023

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