Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great savings %

Started saving with Zopa and every other month the savings rate goes up. Fantastic. Reviewed on: 20th February 2023

Great Card

Easy to use app and informative notifications Reviewed on: 20th February 2023

The best bank

ZOPA bank is the best choice in my life. Very low interest rate compared to other banks. Very easy contact. I recommend it very much. Reviewed on: 20th February 2023

Really good card and app

This card is really good with an easy to use app Reviewed on: 20th February 2023

Werry good and easy to use

Excellent service and the best credit card ever to use Reviewed on: 20th February 2023

Holiday

Zopa Credit card is good for when you travel abroad I've used it in Bulgaria Reviewed on: 20th February 2023

Clear and fair

A fantastic credit card , I love the savings account, everything is transparent and honest Reviewed on: 20th February 2023

Great rates

Zopa have great rates and good customer service they help me out when they can. Reviewed on: 20th February 2023

Outstanding

Absolutely love Zopa. Their app is super easy to navigate but the best thing about Zopa is how fast the updates are. Payments and changes go through within seconds. Reviewed on: 20th February 2023

Good company

Very easy to use comprehensive recommennd it Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Credit card
from M&S Bank - Marks and Spencer 2.83 from 190 reviews
Credit card
from HSBC 3.07 from 120 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub