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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Marvellous

Brilliant company, helpful and friendly Reviewed on: 21st February 2023

Great company

Awesome company to deal with, extremely easy to use app. Reviewed on: 21st February 2023

Very simple sign up, easy card to manage

Easy sign up process, and once completed everything can be managed in the app, from payments to viewing statements. Increases only occur after being consulted if you want it too.. great card to have & would definitely recommend Reviewed on: 21st February 2023

Great credit card

Brilliant credit card and brilliant app to keep track of where you are on it Reviewed on: 21st February 2023

Excellent and efficient

The perfect company to help build credit Reviewed on: 21st February 2023

Awesome

Feasible card with lesser charges Reviewed on: 21st February 2023

Good company

Always treated fairly good Credit card Reviewed on: 21st February 2023

Such a great company

Great card. Great company that keeps you on top of your spending and keeps you right. Reviewed on: 21st February 2023

You get what it says on the tin

Unbelievably easy to use, and very helpful Reviewed on: 21st February 2023

Spot on service

This card helped out in a lot of ways & helped me get back on track with my finances & most of all help me control my spending I would highly recommend this card Reviewed on: 21st February 2023

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