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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great company

Not your normal credit card company, savings and educational Reviewed on: 20th February 2023

Easy to understand

Zopa is fairly easy to use and its platform is simple to understand what's going on. Their customer service is also recommendable as they solve your issue without any hassle. Reviewed on: 20th February 2023

Amazing card to manage

Really flexible and useable card the defacto go to card with everything you need to manage a credit card appropriately and extra benefits with good rates too. Reviewed on: 20th February 2023

Supper easy

Easy to apply Easy to control and manage Easy user friendly app Reviewed on: 20th February 2023

Great credit card and zopa offer alot of other products

customer service is very good always there to help Reviewed on: 20th February 2023

Would have been 5 stars if they didn't take away my balance transfer offer after less than a week of having it.

Would have been 5 stars if they didn't take away my balance transfer offer after less than a week of having it. Reviewed on: 20th February 2023

Fantastic service and friendly

I have used this company for two years and they have an amazing range of products. Excellent customer service Reviewed on: 20th February 2023

Fantastic

Fantastic good communication kept update Reviewed on: 20th February 2023

Great service

Great service easy to manage website Reviewed on: 20th February 2023

Brilliant

Easy to use app and very helpful for customer service Reviewed on: 20th February 2023

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