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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use and kept updated

Like zopa credit card as it’s easy to use, easy to make a payment etc. Reviewed on: 20th February 2023

Really Happy

Really happy with service, I would definately recommend Reviewed on: 20th February 2023

Excellent in every way

Zopa really helps me look after my credit. The app keeps me informed and is easy to use. Definitely recommend. Reviewed on: 20th February 2023

Fantastic card, great rates

Nothing but positive things to say about Zopa, fantastic app, great rates, good credit limit, very pleased would highly recommend ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 20th February 2023

Simply the best

Zopa couldn't be more helpful Had a problem and they were right on to it A very big thank you Reviewed on: 20th February 2023

Amazing!!!

Service is excellent Non-judgmental Great support I will recommend Zopa all day every day. Reviewed on: 20th February 2023

Good card and App

Easy to apply to and user friendly app. I would recommend; it's a good card to have for unexpected expenses. Reviewed on: 20th February 2023

Very good

Very good and easy. Will recommend. Reviewed on: 20th February 2023

Excellent all round service!

Easy application, everything Is explained and easily understood. Reviewed on: 20th February 2023

East to manage with great app

Brilliant from start to finish - the app is great and it also makes payment Uber easy Reviewed on: 20th February 2023

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