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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great credit card from responsible lender

4
Great communication, easy to contact and use the app. Reviewed on: 21st February 2023
Paul Marlor's avatar
Paul Marlor

Amazing

5
Great would tell family and friends to use Reviewed on: 21st February 2023
Simon Carroll 's avatar
Simon Carroll

Supported me when I needed it

4
Having hit a tough time through covid I reached out to Zopa and was supported with a holiday break, I finally got back on my feet and it was easy to start payments back up with their help. Reviewed on: 21st February 2023
LT's avatar
LT

The best credit card

5
They are the best card provided Reviewed on: 21st February 2023
Michael Tait's avatar
Michael Tait

Good interest rates

5
A good credit card without over the top interest rates Reviewed on: 21st February 2023
Kayleigh's avatar
Kayleigh

Great card

5
Easy to apply great card but no increase since receiving but paid off most times Reviewed on: 21st February 2023
Fay Cross's avatar
Fay Cross

Superb and easy

5
Superb experience and easy to use and easy to pay as well Reviewed on: 21st February 2023
ziyad abid's avatar
ziyad abid

Very good

5
Very good easy to use good customer services Reviewed on: 21st February 2023
jack_tickton@hotmail.co.uk's avatar
[email protected]

Amazing

5
Always here to help and have helped me out to allow me to do so much more with my finances Reviewed on: 21st February 2023
Matthew Steer's avatar
Matthew Steer

Affordable repayments , Very easy to use!

5
Easy to use on my phone; the app is very clear and easy to use. Really affordable repayments and was a very quick and easy process in regards to my application. I’d therefore recommend to others to use zopa for credit cards and would consider them for alternative credit sources too in the future. They seem precise, clear as well and being a responsible lender too. Thank you. Reviewed on: 21st February 2023
Amy Newman's avatar
Amy Newman

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