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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card

So easy to set up and use,would definitely recommend... Reviewed on: 21st February 2023

Good credit card

Decent credit card provider. No issues. Reviewed on: 21st February 2023

Very good

Very good offers and easy to use Reviewed on: 21st February 2023

2 Thumbs up

Simply tip top. Does what it says. Reviewed on: 21st February 2023

Helpful

Really good ! Good for spending Reviewed on: 21st February 2023

Easy process

Great to use and very easy process Reviewed on: 21st February 2023

What I wanted from a credit card.

Flexible and offering purchase protection my card was exactly what I wanted. Customer service is responsive and helpful. Can't really ask for more. Reviewed on: 21st February 2023

Easy, affordable

Easy application at affordable rates, cant fault them. Reviewed on: 21st February 2023

Great card to use plus payments are well explained

My statement comes on my app each month and payments are smooth from my account each month Reviewed on: 21st February 2023

best service

The credit card is extermely easy to use with the help of the app its easy to manage on everyday basis. Reviewed on: 21st February 2023

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