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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to apply

Easy to apply . Friendly customer service Reviewed on: 21st February 2023

Perfect!

Simple to use and very easy to get in contact! Reviewed on: 21st February 2023

Great help

Came just when I need a bit of help , great Apr and always messages when payment due which helps alot ,quick process and very helpful, easy to navigate the process of filling in Reviewed on: 21st February 2023

Easy to use!

The app is simple to use, you can track your spending anytime. It’s perfect. Reviewed on: 21st February 2023

NICE

DECENT VERY FAST EASY 2 USE SYSTEM Reviewed on: 21st February 2023

Easiest card company

The app is easy to use, the reminders are great because I’m mega busy so often forget. When I make a payment it goes on my account instantly. Would recommend highly Reviewed on: 21st February 2023

Easy to apply friendly no issues easy to contact

Easy friendly and keep me informed about changes Reviewed on: 21st February 2023

As it says on the tin

No frills. What you see is what you get. Very happy with it Reviewed on: 21st February 2023

Easy to work with. Very responsive

Good experience working with Zopa. The app makes things easy. Email traffic is useful rather than a barrage of offers. Would recommend Reviewed on: 21st February 2023

Credit card

Brilliant fantastic service easy to use app and product Reviewed on: 21st February 2023

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