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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant card

Great card an easy to use app, keeps you informed all the time and helps to improve credit rating Reviewed on: 21st February 2023

Best credit card

Love the fact you can have a smart savers account too with good interest rate Reviewed on: 21st February 2023

Zopa the best

Just super good! I am more than happy to have a Zopa credit card! Well done Zopa! Reviewed on: 21st February 2023

Help was there when I needed it

Top card help was there and helped me out of a mess .thank you, zopa Reviewed on: 21st February 2023

I do recomend Zopa.

I am happy with everything; easy payments, manageable everything you want to do. Reviewed on: 21st February 2023

Zopa have been amazing and really easy to use.

Zopa is a great credit card and have always been helpful Reviewed on: 21st February 2023

Reliable credit card

The card has been reliable with reasonable interest rates throughout Reviewed on: 21st February 2023

Easy to apply

Easy to apply . Friendly customer service Reviewed on: 21st February 2023

Perfect!

Simple to use and very easy to get in contact! Reviewed on: 21st February 2023

Great help

Came just when I need a bit of help , great Apr and always messages when payment due which helps alot ,quick process and very helpful, easy to navigate the process of filling in Reviewed on: 21st February 2023

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