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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use!

The app is simple to use, you can track your spending anytime. It’s perfect. Reviewed on: 21st February 2023

NICE

DECENT VERY FAST EASY 2 USE SYSTEM Reviewed on: 21st February 2023

Easiest card company

The app is easy to use, the reminders are great because I’m mega busy so often forget. When I make a payment it goes on my account instantly. Would recommend highly Reviewed on: 21st February 2023

Easy to apply friendly no issues easy to contact

Easy friendly and keep me informed about changes Reviewed on: 21st February 2023

As it says on the tin

No frills. What you see is what you get. Very happy with it Reviewed on: 21st February 2023

Easy to work with. Very responsive

Good experience working with Zopa. The app makes things easy. Email traffic is useful rather than a barrage of offers. Would recommend Reviewed on: 21st February 2023

Credit card

Brilliant fantastic service easy to use app and product Reviewed on: 21st February 2023

Good card but poor apr

So I've had the card nearly a year now and I will be paying it off shortly due to them using my Apr 3 times since I have had the card and I will not be coming back Reviewed on: 21st February 2023

Great service and easy to use

Really great service, like the fact that it also offer savings accounts and helps you to manage your money better! Reviewed on: 21st February 2023

Brilliant

Really easy to view your statements . Payments shows straight away not like other credit cards which take a few days to show on your statement. Reviewed on: 21st February 2023

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