Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

0% balance transfer

Was able to give me a good limit on 0% balance transfer when my credit score was not looking so good and help me take control of my finaces Reviewed on: 21st February 2023

Top Top

Very good. I got credit card and a car finance and everything is so smooth. Even recommended it to some friends and familu members already. Reviewed on: 21st February 2023

Excellent service

Zopa is a very understanding provider. Reviewed on: 21st February 2023

Straight forward

Easy to use UI on the app. Finding anything that I need answers for is very straightforward Reviewed on: 21st February 2023

Great

Great and simple, no much stress Reviewed on: 21st February 2023

Excellent exactly what I needed

Love having my Zopa card so simple to use with its card app , it’s well thought out and easy to manage . Reviewed on: 21st February 2023

Simple, easy and helpful

I found since joining Zopa, they have been very helpful. Everything is easy to understand and nicely laid out. Application is very user friendly also. Reviewed on: 21st February 2023

Brilliant

Always helpful. Easy to use App. Reviewed on: 21st February 2023

Good rates

Very good service from these guys glad compared to others I've got a card Reviewed on: 21st February 2023

Miss

Best card esy use perfect working Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.46 from 37 reviews
Credit card
from M&S Bank - Marks and Spencer 3.72 from 206 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub