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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card for credit building, App is easy to use a...

Great card for credit building, App is easy to use and maneuver Reviewed on: 15th January 2026

BEST CREDIT CARD AND FACILITIES ON THE MARKET

Always exceptional service from Zopa, easy repayments, multiple ongoing offers and easy to use app on your phone, I’d recommend Zopa to anyone for there outstanding flexibility and looking after there customers Reviewed on: 15th January 2026

Good overall performance, it is an easy app, keeps y...

Good overall performance, it is an easy app, keeps you up to date on spend. It is great to review it regularly and know where you are with your balances. Reviewed on: 15th January 2026

Great company fast very helpful customer service wou...

Great company fast very helpful customer service would highly recommend to those of any credit score Reviewed on: 15th January 2026

So easy to open account and very affordable

So easy to open account and very affordable Reviewed on: 15th January 2026

Zopa credit card

Very easy to use the app, managing account and making payments are made simple. Aswell as data o how to improve your usage and staying in controle of your credit. Reviewed on: 15th January 2026

Great products and services.

Great products and services. App easy to use and efficient Reviewed on: 15th January 2026

Excellent

Has helped with my credit score and has been easy to use Reviewed on: 15th January 2026

Excellent help.

Excellent help.Very polite and caring...they make you feel like a Real Person...Excellent Customer Service Reviewed on: 15th January 2026

Happy Customer

App is very easy to use, very customer friendly Reviewed on: 15th January 2026

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