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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fair company!!

Zopa are fair with repayments and don't charge exorbitant interest. Reviewed on: 16th January 2026

Fast friendly and easy to talk to

Fast friendly and easy to talk to Reviewed on: 16th January 2026

Zopa has been a great credit card company

Zopa has been a great credit card company for me and I will keep using it. Reviewed on: 16th January 2026

I have no problems at all with Zopa, Its been a Grea...

I have no problems at all with Zopa, Its been a Great card to use and no issues to follow Reviewed on: 16th January 2026

Very good service oke the app would recommend to the...

Very good service oke the app would recommend to the service Reviewed on: 16th January 2026

Esapiece of mind y to use card .

Esay to use card . Can make extra payments online at anytime . Get message befor payment is due . Staff are alwsys ready to help you. Its not a call center who dont understand english like other credit card custermer service Reviewed on: 16th January 2026

Value for money

It's been a very good value card Reviewed on: 16th January 2026

App is easy to navigate with clear advice, good rang...

App is easy to navigate with clear advice, good range of services. Reviewed on: 16th January 2026

No hassle the bank is good ,They don’t scare you or...

No hassle the bank is good ,They don’t scare you or put pressure too much they are flexible that gave me space to plan and payback their money.communication with Zopa is just excellent Reviewed on: 16th January 2026

Good solid financial advice ..

Good solid financial advice and excellent customer service, well regulated and secure Reviewed on: 16th January 2026

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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