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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

Zopa is best credit card company Reviewed on: 21st February 2023

Excellent for building credit score

I use my zopa credit card most days and pay it off before the end of the month as a means to build my credit score. The app is great, very intuitive and easy to get grips of, I like having spending notifications. Customer service is excellent they're online chat feature has sorted every issue I've had in very little time! Reviewed on: 21st February 2023

great

great for those with poor credit, easy to use app and really helpful hints and tips Reviewed on: 21st February 2023

Seamless interaction

Whether I am paying my bill or making a transaction Zopa is seamless with its use and helpful notifications so I can see exactly where I am with my finances. Reviewed on: 21st February 2023

Happy

The process was easy and the staff are friendly Reviewed on: 21st February 2023

Fantastic

Quick, easy to apply, fast approval and easy to use app. Reviewed on: 21st February 2023

Top credit card

Top credit company easy to contact and plesant staff Reviewed on: 21st February 2023

Excellent service

Excellent service easy to use app Reviewed on: 21st February 2023

Great convenient card

This credit card and company have been good as good. Straight up easy to use and there when I need it which is quite a lot just after Christmas lol Reviewed on: 21st February 2023

Love it

Love my Zopa card so easy to use Reviewed on: 21st February 2023

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