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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

Excellent service easy to use app Reviewed on: 21st February 2023

Great convenient card

This credit card and company have been good as good. Straight up easy to use and there when I need it which is quite a lot just after Christmas lol Reviewed on: 21st February 2023

Love it

Love my Zopa card so easy to use Reviewed on: 21st February 2023

Excellent Service

Zopa provides the best credit card in the UK. Their customer service is amazing and the mobile App is easy to navigate. Reviewed on: 21st February 2023

Fantastic communication

Extremely quick turnaround for the application stage, fantastic mobile app. And keeps you updated and easy to use especially if you want to make additional payments. Reviewed on: 21st February 2023

Amazing

Easy to use app never had any problems would recommend. The features on the app are really user friendly I had to change my mobile number last year and it was really easy and not difficult. Reviewed on: 21st February 2023

Good value credit card

Was happy to receive my Zopa credit card as somebody with poor credit rating. It was nice to be able to get on the ladder with a reasonable rated card. Reviewed on: 21st February 2023

Helpful

Vey happy with this company. App is brilliant and easy to navigate. Reviewed on: 21st February 2023

No fuss

Easy to use and easy to ask questions, web site is great. Reviewed on: 21st February 2023

Great company

Easy to use app. Card accepted by everyone. Always there to help when required. Reviewed on: 21st February 2023

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