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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent Service

Zopa provides the best credit card in the UK. Their customer service is amazing and the mobile App is easy to navigate. Reviewed on: 21st February 2023

Fantastic communication

Extremely quick turnaround for the application stage, fantastic mobile app. And keeps you updated and easy to use especially if you want to make additional payments. Reviewed on: 21st February 2023

Amazing

Easy to use app never had any problems would recommend. The features on the app are really user friendly I had to change my mobile number last year and it was really easy and not difficult. Reviewed on: 21st February 2023

Good value credit card

Was happy to receive my Zopa credit card as somebody with poor credit rating. It was nice to be able to get on the ladder with a reasonable rated card. Reviewed on: 21st February 2023

Helpful

Vey happy with this company. App is brilliant and easy to navigate. Reviewed on: 21st February 2023

No fuss

Easy to use and easy to ask questions, web site is great. Reviewed on: 21st February 2023

Great company

Easy to use app. Card accepted by everyone. Always there to help when required. Reviewed on: 21st February 2023

Amazing card for credit building

I am really glad I got a Zopa credit card as this has helped me to control my finances better and allow me to build my credit in the mean time, I would really recommend this card! Reviewed on: 21st February 2023

Simply the best

Very easy to deal with the app is easly the best and quicker to navigate through keep up the good work Reviewed on: 21st February 2023

Fantastic facility

Excellent, I am so happy to use this Zopa card Reviewed on: 21st February 2023

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