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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing card for credit building

I am really glad I got a Zopa credit card as this has helped me to control my finances better and allow me to build my credit in the mean time, I would really recommend this card! Reviewed on: 21st February 2023

Simply the best

Very easy to deal with the app is easly the best and quicker to navigate through keep up the good work Reviewed on: 21st February 2023

Fantastic facility

Excellent, I am so happy to use this Zopa card Reviewed on: 21st February 2023

Great credit card to have and helpful

Easy to use and manage on app nice one Reviewed on: 21st February 2023

Mr

It is an opportunity to realize opportunities offered by the very happy credit card Reviewed on: 21st February 2023

Life-Saver

A single mother's best friend. Helped me in my darkest moments and ever since stuck with Zopa. Reviewed on: 21st February 2023

Perfect friendly and easy to handle! Perfect when you need that extra help

Perfect for when you need that extra help when times get desperate and so easy to handle and have access perfect easy responsible credit borrowing Reviewed on: 21st February 2023

Easy to use

One of the best credit cards I’ve had. Easy to use App with a lot of different aspects to aid in controlling and budgeting finances Reviewed on: 21st February 2023

great

easy and affordable when you need Reviewed on: 21st February 2023

Amazing helping and greatfull

They helped me through every situation I had and the communication was simple and straightforward . Good communication is the key and having the resources to help the customer zopa is number one the app helped me stay ontop of my financial situation yes I was behind however with their help I was able to pay of my credit without causing harm to my credit score I will always recommend them to everyone first point of contact . Thank you so much and keep up the hard work Reviewed on: 21st February 2023

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