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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Fantastic service from a finance company that cares

5
I love my Zopa card and service, thank you Reviewed on: 21st February 2023
Eugene Taylor's avatar
Eugene Taylor

Great

5
Well helpfully and always helping you manage ya balance and payments Reviewed on: 21st February 2023
Peter-dean's avatar
Peter-dean

Simple and brilliant!

5
The app is so easy to use and they’re always updating me with my ratings and availabilities for credit Reviewed on: 21st February 2023
Jillian Gornall's avatar
Jillian Gornall

Great

5
Great and easy company to real with Reviewed on: 21st February 2023
Wesley Matthew's avatar
Wesley Matthew

Happy customer.

5
A good card with an easy affordable credit limit, the app is easy and straightforward to use, very happy and would definitely recommend this card. Reviewed on: 21st February 2023
ivan chakraborty's avatar
ivan chakraborty

Credit card to meet my needs.

5
Absolutely,help to spend the cost of purchase, Reviewed on: 21st February 2023
Sojo Johny's avatar
Sojo Johny

Fabulous

5
Great company. Great rates. Never had any issues with zopa. Reviewed on: 21st February 2023
Michelle's avatar
Michelle

Good company

4
Quiet reasonable offers on place. Reviewed on: 21st February 2023
Shaikh's avatar
Shaikh

Good app and service

5
Good service keeps me updated with payment dates and credit limits when I’m close to exceeding it and good support if help is needed. The app is faultless never had an issue logging in or accessing my account details are always correct and the extra features it has has helped me build my credit would highly recommend to friends and family Reviewed on: 21st February 2023
Scott's avatar
Scott

Absolutely brilliant and helpful company

5
I have been with a better credit card company at all they are very helpful easy phone app to keep track of your finances Reviewed on: 21st February 2023
Matthew Brown's avatar
Matthew Brown

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