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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Super app

App makes control easy, card is affordable even for people with poor credit history. It has given me a chance to start again on my credit route Reviewed on: 23rd January 2023

No frills banking

This bank is a genuine simple banking service that offers customers excellent, understanding service with a fantastic customer rappor. ZOPA has everything your average person is looking for to bank and in great need for a loan.Highly recommended and I am pleased to be part of the Zopa customers. Many thanks to all the team for their help! Reviewed on: 23rd January 2023

Easy to control

I have a credit card with zopa and I find it very easy to control especially with the safety net so you can set a limit on what you want to be able to spend that month Reviewed on: 23rd January 2023

2nd chance credit card

Being given a chance to restart my credit rating Reviewed on: 23rd January 2023

Great company

Excellent communication and customer service Reviewed on: 23rd January 2023

Simple credit

Great customer service and support. Excellent and easy app. Reviewed on: 23rd January 2023

Great service & product

I've only been a customer for a few months but I've never had any issues, nor have I had to contact Zopa. I'd most definitely recommend Zopa. Reviewed on: 22nd January 2023

Really good company quality and professional

Professional services with great rates Thanks Reviewed on: 22nd January 2023

Great service and convenient app

Helped me through tough times and easy app to use Reviewed on: 22nd January 2023

Good credit card

Good credit card mostly good customer service Reviewed on: 22nd January 2023

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