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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Easy and effective

5
Simple and easy to use as a provider of credit Reviewed on: 21st February 2023
Charlotte Rule's avatar
Charlotte Rule

Great company

5
Very good credit card , sensible limit levels , great app , clear and concise statements , various tools on hand to assist with spending levels , would thoroughly recommend Reviewed on: 21st February 2023
Lee 's avatar
Lee

Easy application and improving credit score

5
Took a few minutes, customer service is fast, credit score increased Reviewed on: 21st February 2023
Geoff 's avatar
Geoff

Easy and clear

5
I used zopa to get me out of a tight spot. It was easy to use and very helpful . Reviewed on: 21st February 2023
Andrew Mcneill 's avatar
Andrew Mcneill

Great

5
Everything excellent the app straightforward easy payment excellent service good credit limit never had a problem Reviewed on: 21st February 2023
John's avatar
John

Best card

5
Best service and low cost. Just have only 2 month but looks very good. Recommended. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Zopa recommended

5
Zopa has been good for me low interest and keep you in the know on your spend limit and offer debt advice Reviewed on: 21st February 2023
Tina green's avatar
Tina green

Great company

5
Always there for help if needed an excellent in every way Reviewed on: 21st February 2023
Simon singleton 's avatar
Simon singleton

Zopa Card

5
This company provides an excellent experience with the credit card. I know exactly what I have spent and where. The app IS so easy to use. I can check my balance, make payments and contact customer service. I will recommend them to anyone. Reviewed on: 21st February 2023
Henry Smith's avatar
Henry Smith

Great

5
No hassle as soon as you make a payment your balance updates almost immediately Reviewed on: 21st February 2023
kte1302@hotmail.co.uk's avatar
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