Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good with information about scams and how to ta...

Very good with information about scams and how to tackle it Reviewed on: 16th January 2026

Fantastic despite having poor credit history

Fantastic despite having poor credit history Reviewed on: 15th January 2026

They are very pleased to help you with any issues...

They are very pleased to help you with any issues Reviewed on: 15th January 2026

Excellent banking, app is super user friendly and cu...

Excellent banking, app is super user friendly and customer service is also great Reviewed on: 15th January 2026

4.5 star

my best credit card and ,my zopa card (nick name) rabbit Reviewed on: 15th January 2026

Excellent, App is great Happy with it

Excellent, App is great. Happy with it Reviewed on: 15th January 2026

Easy peasy very simple to use good to under stand ma...

Easy peasy very simple to use good to under stand makes a change yep l Reviewed on: 15th January 2026

Quick and Easy..

Everything has been super easy and all at my fingertips. Reviewed on: 15th January 2026

Amazing Service.

Amazing Service.Easy to Access Highly Recommended to other people like my Friends and Family Reviewed on: 15th January 2026

I am new to Zopa it is very good offers me good cred...

I am new to Zopa it is very good offers me good credit and rate for me Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Credit cards
from Virgin Money 3.71 from 815 reviews
Purchase credit cards
from MBNA 2.92 from 196 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub