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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great product and service

5
Fantastic product and great customer service Reviewed on: 21st February 2023
Ian Armstrong's avatar
Ian Armstrong

Excellent

5
Easy to use app. Easy to pay. Good communication. Overall a very good choice. Reviewed on: 21st February 2023
Peter Tims's avatar
Peter Tims

Helped me when I had nowhere to turn.

5
Helped me when I bad credit effectively stopped any chance of getting any sort of credit. Reviewed on: 21st February 2023
Glenn Furlong's avatar
Glenn Furlong

App is great

4
The app is great - it is so easy to use and navigate and keeps you in Control of your finances Reviewed on: 21st February 2023
clairemjewell@hotmail.co.uk's avatar
[email protected]

Simple to use

5
Everything is running smoothly on the app. Reviewed on: 21st February 2023
matt tomczyk's avatar
matt tomczyk

Fantastic company so helpfull

5
Really amazing service would highly recommend this company they always help you if needed very good at informing you of new things happening Reviewed on: 21st February 2023
Yvette's avatar
Yvette

Best in town

5
Excellent service easy to use app brilliant Reviewed on: 21st February 2023
Madelyn manser's avatar
Madelyn manser

Have no problems

5
Very reliable service get remainders about payment and very good customer service. Reviewed on: 21st February 2023
Sean 's avatar
Sean

Quick to add credits when you pay

5
Zopa are upfront and honest and the app is comprehensive Reviewed on: 21st February 2023
clare johns's avatar
clare johns

Excellent

5
Great app, easy to use, regular updates on financial status(credit eligibility) Reviewed on: 21st February 2023
s29nmc@gmail.com's avatar
[email protected]

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