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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Fantastic & Dependable

5
Zopa is a good financial firm that seeks to satisfy and go above her customer’s expectations Reviewed on: 21st February 2023
Akinola Atere's avatar
Akinola Atere

Very user friendly and safe

5
I feel protected using this card as it has very easy usability Reviewed on: 21st February 2023
josh.david347@hotmail.co.uk's avatar
[email protected]

Reliable, efficient, helpful staff

4
Easy application, Great app to manage funds and balance Reliable card/ company Reviewed on: 21st February 2023
Charlotte milner's avatar
Charlotte milner

Amazing

5
Reliability, fidelity and great customer service! Reviewed on: 21st February 2023
Lucas Lulini's avatar
Lucas Lulini

Excellent

5
Fast easy and secure , app easy to use Reviewed on: 21st February 2023
Gill's avatar
Gill

Zopa makes life easy

5
I love the app, the control you have over your spending and the advice you get from Zopa. It's so refreshing having a card company that cares about you and your credit score rather than trying to get you to spend more. 100% recommend Reviewed on: 21st February 2023
Lyns's avatar
Lyns

Good product

5
Amazing app, very good support. I would say it’s a good way to build your credit rating. Make sure you pay in time to avoid high interest rate. Reviewed on: 21st February 2023
berbecilamarian82@gmail.com's avatar
[email protected]

Excellent

5
Very good service, customer service is great Reviewed on: 21st February 2023
Theo Emeji 's avatar
Theo Emeji

Best credit card I've ever had.

5
Approachable and helpful company, who always put their customers first. Reviewed on: 21st February 2023
Sarah Bellis's avatar
Sarah Bellis

Great and easy

5
Digital first and easy to use. App is accessible and has everything needed to manage your account Reviewed on: 21st February 2023
Charlotte Egan's avatar
Charlotte Egan

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