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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great Card

I have had a Zopa zcredit card, they are easy to use, informative and no hassle Reviewed on: 21st January 2023

I happy with zopa credit card

I can access to my credit record and score Reviewed on: 21st January 2023

Simple and smooth

Great company with a simple and smooth application process Reviewed on: 21st January 2023

Awesome!

Fantastic, easy to use app! ⭐⭐⭐⭐⭐ Reviewed on: 21st January 2023

Quick/easy/reliable

Application easy to fill out , accepted even with a not so perfect credit score, manageable credit limit, online account easy to use plus payment receipt emailed to you when you re pay on your account. Reviewed on: 21st January 2023

Fantastic Credit Card provider

I really love Zopa. The app is great and so user friendly. Also the customer service is efficient Reviewed on: 21st January 2023

Customer Service

If I need to contact Zopa, they are always friendly and helpful in all transactions and support they offer. Reviewed on: 21st January 2023

Zopa credit card

Zopa credit card and app is great,Easy to use everthing is clear. Reviewed on: 21st January 2023

Straightforward and easy to use

From the moment I found out about Zopa, through applying and setting up, it was straight forward. Access is so easy online and with the app. It's got my vote. Reviewed on: 21st January 2023

Card

It's very nice to have a credit card and to know it's there if I need it Reviewed on: 21st January 2023

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