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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card

The app is easy to use, getting a replacement card after locking and blocking my old card was simple. Reviewed on: 21st February 2023

App

The Zopa credit card is easy to use and easy app to check all your information and payments Reviewed on: 21st February 2023

Great

Good to lend off easy to use an help out Reviewed on: 21st February 2023

Good credit card

Excellent card, given me a chance to build my credit. Easy to manage online. Reviewed on: 21st February 2023

Smooth and easy experience!

The process was so simple and everything is easy to manage in their user-friendly app Reviewed on: 21st February 2023

Very happy

Good cc company, easy to contact, a good app to use as well. Reviewed on: 21st February 2023

Helping me with my money

Zopa have been great with both a credit card and personal loan. They seem to understand the financial difficulties people are facing and the have created financial manageable support which will also help improve my credit score. Reviewed on: 21st February 2023

Love it

Great value for money card, I use it every day. Reviewed on: 21st February 2023

Delighted with my credit card

Easy to take out credit card and transfer balance from another card. Simple to manage account with App Reviewed on: 21st February 2023

Excellent

Had no problems using the zopa credit card! It’s a great way to improve your credit score as well - would recommend Reviewed on: 21st February 2023

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