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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Its providing very good services to the customers i always recommend to my friends and family to register themselves with zopa Reviewed on: 15th January 2026

Great card

I have not had a problem I find the app very easy to use. I also like the fact that when you make a payment it shows up immediately Reviewed on: 15th January 2026

This is my cats credit card for when they go to The...

This is my cats credit card for when they go to The vets Reviewed on: 15th January 2026

Great service always, interest rates good and app ea...

Great service always, interest rates good and app easy to use Reviewed on: 15th January 2026

Best experience and help for everyone

Best experience and help for everyone Reviewed on: 15th January 2026

Honestly very good, thank you Zopa

Honestly very good, thank you Zopa Reviewed on: 15th January 2026

No problems in any dealings .

No problems in any dealings .Clear ,precise advice.Quick decision making.First class Reviewed on: 15th January 2026

the best card I have customer services is spot on

the best card I have customer services is spot on Reviewed on: 15th January 2026

Very happy customer

Was excellent service from applying to recieving the card. Everything is explained from the very start no hidden surprises. Excellent service Reviewed on: 15th January 2026

Great customer service .

Great customer service .. great app , easy to make payments which are affortdable Reviewed on: 15th January 2026

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