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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I’ve had a great experience with Zopa and I would de...

I’ve had a great experience with Zopa and I would definitely recommend them. Zopa delivers excellent customer service consistently. The Zopa credit card is particularly useful for those looking to build their credit history. The app is easy to use, offers competitive interest rates with no hidden costs. Overall, I am genuinely impressed with the service I have received and any issues I’ve had was resolved quickly in a professional manner. Reviewed on: 15th January 2026

Great 5 star

Great card and even better customer service easy to use and keeping track of spending and due payments are easy to find on the online app Reviewed on: 15th January 2026

This credit card is easy to use and helpful for dail...

This credit card is easy to use and helpful for daily expenses. It offers reward points, secure transactions, and convenient payment options. Overall, it is a good choice for regular use if payments are made on time. Reviewed on: 15th January 2026

First time I use credit card,zopa is much better tha...

First time I use credit card,zopa is much better than others in every aspect of services Reviewed on: 15th January 2026

Fast and easy to navigate the app is very useful...

Fast and easy to navigate the app is very useful Reviewed on: 15th January 2026

Reliable,great rates and easy to use.

Reliable,great rates and easy to use.No one does it better,Zopa! Reviewed on: 15th January 2026

Friendly staffs .

Friendly staffs . very good at their jobs. Excellent service on the Phone. Reviewed on: 15th January 2026

Never had any issues, all very transparent

Never had any issues, all very transparent Reviewed on: 15th January 2026

Best card

Easy to use app and also better to use abroad on holidays Reviewed on: 15th January 2026

So easy to use great customer service

So easy to use great customer service Reviewed on: 15th January 2026

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