Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

View other Zopa products

4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I ham relly.

I ham relly. Happy with this card and wood tell all friends and family two get won. Reviewed on: 15th January 2026

First Class

Everything has gone extremely smoothly in my dealings with Zopa - whom I can thoroughly recommend Reviewed on: 15th January 2026

Got a loan from Zopa at a very satisfactory interest...

Got a loan from Zopa at a very satisfactory interest rate Reviewed on: 15th January 2026

Brilliant company, app and credit card always there...

Brilliant company, app and credit card always there if you have any queries Reviewed on: 15th January 2026

Excellent card highly recommended

Excellent customer service and always keep you up to date on everything Reviewed on: 15th January 2026

Easy to use and very helpful

Easy to use and very helpful and they are there when needed Reviewed on: 15th January 2026

Top marks for Zopa

Zopa are brilliant the helped me out big time when I could not get credit of anybody else Reviewed on: 15th January 2026

Smooth and efficient no hidden rates

Smooth and efficient no hidden rates Reviewed on: 15th January 2026

Easy to apply for and easy app to use

Easy to apply for and easy app to use Reviewed on: 15th January 2026

Good company to use very helpful

Good company to use very helpful Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.82 from 196 reviews
All in One Credit Card
from Santander 3.32 from 19 reviews
Everyday Credit Card
from Santander 4.01 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub