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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use the app.

Easy to use the app. Great information given Reviewed on: 15th January 2026

Good. Five stars

Good.was very easy to make the card Reviewed on: 15th January 2026

Give Zopa a try,

Very easy to pay credit card bill online. No messing around having to verify payment in banking app Reviewed on: 15th January 2026

Zopa are brilliant , easy to use app and you know ex...

Zopa are brilliant , easy to use app and you know exactly where you are with them . Reviewed on: 15th January 2026

Easy to apply.

It was easy yo apply and I got an immediate response. Reviewed on: 15th January 2026

How to be looked after

Never a problem when l have a problem getting in touch with a helpful person to sort it out Reviewed on: 15th January 2026

It is a good value for money.

It is a good value for money. Easy to apply! Reviewed on: 15th January 2026

Great, what more can I say

Very easy to deal with, see what you owe and what you have to pay. Great card to have. I would reccommend to friends and family. Very straight forward and helpful. Never had any issues. Reviewed on: 15th January 2026

My experience was nothing but brilliant The app easy...

My experience was nothing but brilliant The app easy to understand And always kept up todate in relation to my accounts. Information forwarded to myself has been informative, concise and easy to decipher and understand Reviewed on: 15th January 2026

Very professional very knowledgeable very understand...

Very professional very knowledgeable very understanding very kind Reviewed on: 15th January 2026

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