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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

They're fast and reliable and there customer relatio...

They're fast and reliable and there customer relationship is the best in uk. Reviewed on: 15th January 2026

Zopa is the one for me

They sprays make sure u have a good experience Reviewed on: 15th January 2026

So easy to use and no nagging emails or phone calls...

So easy to use and no nagging emails or phone calls fantastic Reviewed on: 15th January 2026

My card got hacked, & someone phoned me from Zopa an...

My card got hacked, & someone phoned me from Zopa and told me. So they sent me a new card out Reviewed on: 15th January 2026

This card got me back on my feet

This card got me back on my feet again after a very poor credit score it has now tripled and offering me chances to prove my self and build up my score Reviewed on: 15th January 2026

Fast and honest company.

Fast and honest company..I m happy with ZOPA.. Reviewed on: 15th January 2026

Everything was really efficient and hassle free.

Everything was really efficient and hassle free, from the application process right through to the receiving of the credit card. Once you use the card it also is all very simple too, including the payment reminders and monthly statements. I'm very happy with ZOPA, thank you for the great service up to date. Reviewed on: 15th January 2026

Great exprience fast and efficient

Great exprience fast and efficient Reviewed on: 15th January 2026

Excellent credit card easy to use and excellent app

Excellent credit card easy to use and excellent app Reviewed on: 15th January 2026

Great service

Very pleased with the service and the app is also very useful! Reviewed on: 15th January 2026

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