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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very informative kept in the loop and explained fully.

Very informative kept in the loop and explained fully. Reviewed on: 15th January 2026

Sound and helpful advice

Always providing sound advice and always helpful Reviewed on: 15th January 2026

Helped me with a card when nobody else would

Helped me with a card when nobody else would Reviewed on: 15th January 2026

Great communication, helpful 5 Star service.

Great communication, helpful and understanding Reviewed on: 15th January 2026

Zopa care about customers

Excellent customer service Zoe truly care about their customers! Reviewed on: 15th January 2026

Good value Just fabulous I get well looked after

Just fabulous I get well looked after Reviewed on: 15th January 2026

Zopa are always very helpful

Zopa are always very helpful whenever I’ve need to contact them and the customer service is very good Reviewed on: 15th January 2026

Great service

Great service, easy and quick to fill the forms, money sent fast to bank account. Reviewed on: 15th January 2026

So straight forward from start to finish applying fo...

So straight forward from start to finish applying for credit card Reviewed on: 15th January 2026

Always informed when statement due,app easy to follow

Always informed when statement due,app easy to follow Reviewed on: 15th January 2026

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