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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

It's very nice credit card and it's has is exclusive offers

5
This credit card is very good and the credit limit for card is also very nice so i recommend that look forward and apply for your Zopa credit card Reviewed on: 20th February 2023
Mohd Awais Ali's avatar
Mohd Awais Ali

Recommended

5
A good credit card. Great customer service. Responsible lender. Reviewed on: 20th February 2023
Carl's avatar
Carl

Brilliant and Easy To Use

5
Great service, always easy to use and set up. I like the options it gives you when other products are available. Reviewed on: 20th February 2023
Sarah 's avatar
Sarah

Customer service

5
Really nice people very understanding of your needs Reviewed on: 20th February 2023
angelafoster137@gmail.com's avatar
[email protected]

Excellent lending

5
This was available to me despite having poor credit history and was extremely helpful having the option to lend from Zopa. App easy to use for all services Reviewed on: 20th February 2023
Lisa H's avatar
Lisa H

The best card for low credit.

5
The best card for low credit scores, easy to use app, not had a cause to phone customer service. For me a great card to help build your credit score. have recommended a few freinds to date. Reviewed on: 20th February 2023
Glenn 's avatar
Glenn

Perfect credit card

5
Very user friendly never had an issue with the app or card it’s self would highly recommend a great way to build credit Reviewed on: 20th February 2023
txnishxvirk@icloud.com's avatar
[email protected]

Easy to manage

5
It has an easy to use app and you can add a savings pot as well. Never had any issues with zopa Reviewed on: 20th February 2023
Aaron Curtis's avatar
Aaron Curtis

Credit card for all

5
Zopa credit card helps you to do all expenses at a moderate interest rate. Their product fits into any class of user. Reviewed on: 20th February 2023
Olusola's avatar
Olusola

Excellent

5
I'd been thru a very rough part of my life being made bankrupt not thru my own fault and zopa gave me the chance to have a credit card with excellent customer service that has not only improved my credit rating but gives me the ability to spend if I need to.. thankyou so much Reviewed on: 20th February 2023
Adam's avatar
Adam

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