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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick and easy

It’s quick and easy to use their website and also their app to apply for what u need whether it’s a credit cards or a loan it’s super easy to apply. Reviewed on: 20th February 2023

Excellent

App very easy to use and customer service is excellent. Would certainly recommend to family and friends! Reviewed on: 20th February 2023

Good all round card

Best card for increasing credit Reviewed on: 20th February 2023

Chance

Due to a divorce and difficulties with finance, nobody would touch me, but Zopa have given me the opportunity to rebuild my credit rating, and I am forever grateful for the opportunity... Reviewed on: 20th February 2023

Fantastic company

Had a zopa credit card for a while now and have had no issues whatsoever. Would thoroughly recommend. Reviewed on: 20th February 2023

Good credit card company straight forward easy to use

Good app easy to use and apply can't fault it would recommend to friends and family for a first time credit card Reviewed on: 20th February 2023

The best

The best off the best .I got Zopa credit card and I got a good experience with you Reviewed on: 20th February 2023

Very friendly team

Very friendly team always here to offer there help. Reviewed on: 20th February 2023

Saving account as well as a credit card

I like the Zopa credit card a lot as it helps you to save money as well as usage as a credit card to build your credit rating. Zopa let’s you set up a standing order to save money into your account which is very welcome Reviewed on: 20th February 2023

Great company

Great customer service and super easy to use App. Reviewed on: 20th February 2023

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