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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good company

Very easy to use comprehensive recommennd it Reviewed on: 20th February 2023

Good support

Easy to access support through the app Reviewed on: 20th February 2023

Reliable

Always there if you have a problem Reviewed on: 20th February 2023

All round great products. Good customer service

A good product which is just right for me. A good app with plenty of information and easy to use. Good communication with email and call center. Have made my credit lift a lot easier Reviewed on: 20th February 2023

Great apr rate

Apr offered was excellent good customer communication Reviewed on: 20th February 2023

Very helpful and the interest is very good

Very good and helpful . I would recommend this to anyone that just need some help for day to day bases Reviewed on: 20th February 2023

Excellent

Excellent customer service . Simply the best. Fully recommend . Easy to apply. Reviewed on: 20th February 2023

Great service

Applied for the card to build credit. Customer Service is great Reviewed on: 20th February 2023

Great card and service

Great card with good advice about ways to improve your credit rating and advice about getting into debt Reviewed on: 20th February 2023

Very professional customer services

Was just always made easy and stress free quick at resolving issues very professionally Reviewed on: 20th February 2023

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