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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Dobry bank

Od razu dali mi kartę z limitem 500f rewelacja Reviewed on: 24th January 2023

Zopa credit card

I have poor credit and found it difficult to get a credit card but Zopa took me on board needless to say I am grateful that there was someone out there who gave me the opportunity to obtain credit. Many thanks Zopa Reviewed on: 23rd January 2023

Fantastic

Great company easy to deal with on line and just brilliant Reviewed on: 23rd January 2023

Great company

Great company always keep you well informed about your account always trying to help improve credit score A1 company Reviewed on: 23rd January 2023

Quick and efficient service

I have been looking to manage my finances better in the new year and this card has enabled me to make a good start to that plan Reviewed on: 23rd January 2023

Quick and easy

Couldn’t be easier to use. Everything you need on one app. They check your borrowing power and update you and will always try save you money. Great starter card Reviewed on: 23rd January 2023

Service

Brilliant service can't praise zopa high enough faultless Reviewed on: 23rd January 2023

Easy to apply - good information to maintain

Easy to apply for, great online app providing all the information required to keep up to date with spending, balance etc. Was also easy to get credit limit raised after maintaining monthly repayments Reviewed on: 23rd January 2023

Fuss-free credit without marketing

Zopa gave me a chance when my credit score was a bit low and allowed me to get up to 999 again Reviewed on: 23rd January 2023

Easy to apply and less paper work

Respond quickly and fast, update statements on time and app is not difficult to use Reviewed on: 23rd January 2023

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