Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use

Really good credit card. Always kept updated. Easy to use app where you can pay before payment date Reviewed on: 14th January 2023

Great

Great credit card, from a great company. Would highly recommend them. Thankyou Adrian Reviewed on: 14th January 2023

Heart felt

Help when needed couldn't ask for more Reviewed on: 14th January 2023

Simple and effective

Great for credit building. Easy to apply and great parameters for acceptance Reviewed on: 14th January 2023

Never no problems

Never no problems. Customer service very helpful Reviewed on: 14th January 2023

Easy credit card

I applied for a credit card and I get it in seconds because of the app Thanks Reviewed on: 14th January 2023

Financial Control

Efficient, caring and realistic in assisting clients to spend responsibly and maintain excellent credit ratings. Reviewed on: 14th January 2023

Great credit card

Love this credit card. Easy to use and pay off balance. Well informed and helpful customer services Reviewed on: 14th January 2023

Easy and Simple, "money, made easy"

Probably the most easiest application, and most simply to use app I've seen. I can't complain about the ease of services from Zopa, overall great experience so far. I particularly like the many features and services they offer too. Would highly recommend Zopa to anyone Reviewed on: 14th January 2023

The best option for a credit card

Easy app to use access to customer support Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Chrome Card
from Vanquis 4.18 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub