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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

I'm happy

Experience is very good Reviewed on: 24th January 2023

Good credit card

Offer better for your financial support Reviewed on: 24th January 2023

Great Experience

Zopa has really helped me build my credit score since I joined them. Reviewed on: 24th January 2023

Brilliant

Their sevices are briliant very very pleased Reviewed on: 24th January 2023

Really great and useful

They don’t bug you they notify when stuff needs to be done it’s all well planned out and very good customer service all round great company to use Reviewed on: 24th January 2023

Easy Access Good APR

I like the most is the savings pot… Zopa is giving a. Good interest per annum for their savings pot…! Reviewed on: 24th January 2023

Terrific service!

Trying to build my credit score and Zopa helped greatly! They offered me a card with a generous limit and a reasonable APR. When I reached the point where I was able to find something even better, having greatly improved my score, it was so simple and easy to pay up and close the card, no hidden fees or hoops to jump through, and processed very quickly indeed! Thank you! Reviewed on: 24th January 2023

Great Credit builder

Good and clear app, helpful for me to control spending and rebuild my credit Reviewed on: 24th January 2023

Good customer service

Easy to follow. There let you know when you have use your card and reminders when your payment is due Reviewed on: 24th January 2023

Dobry bank

Od razu dali mi kartę z limitem 500f rewelacja Reviewed on: 24th January 2023

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