Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

View other Zopa products

4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

App is excellent and always easy to find out anythin...

App is excellent and always easy to find out anything I need to know Reviewed on: 15th January 2026

Very helpful and great App

Very helpful. I was scammed for a small amount, but even so, Zopa stopped my card and issued another one within days, meaning I lost nothing else. Plus, the iPhone App is excellent. Reviewed on: 15th January 2026

The card thats help

zopa has help me out and they keep in touch with me which help with my spending thank you keep it up Reviewed on: 15th January 2026

Efficient & fast easy to contact

Efficient & fast easy to contact Reviewed on: 15th January 2026

Ease of use, and good quality service and support

Ease of use, and good quality service and support Reviewed on: 15th January 2026

Zopa are straight forward, friendly whilst being pro...

Zopa are straight forward, friendly whilst being professional, a refreshing banking solution. Reviewed on: 15th January 2026

I have Zopa and I apply for my family member...

I have Zopa and I apply for my family member as well Reviewed on: 15th January 2026

Never had a problem always had excellent service

Never had a problem always had excellent service Reviewed on: 15th January 2026

Life saving y est easy to deal with

Very impressive good interest easy to deal with Reviewed on: 15th January 2026

Always helpful

Always helpful and swift responses received. Look after you by not letting you extend your credit when it is unaffordable. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.82 from 196 reviews
All in One Credit Card
from Santander 3.32 from 19 reviews
Everyday Credit Card
from Santander 4.01 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub