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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Works for me

Had a credit card with zopa for about a year never had any issues Reviewed on: 14th January 2023

Very efficient

Everything is very well organised and easy to manage in Zopa credit card Reviewed on: 14th January 2023

Zopa credit card

Very helpful app They have helped us through my difficult times it's very understanding Reviewed on: 14th January 2023

Excellent

Great company, no problems at all since I've had my credit card with zopa Reviewed on: 14th January 2023

easy use of the application, affordable interest, and great for use

nothing to complain about , with almost 2 years of use , I just have to say that I had a great experience with the attendants , with the application , and use Reviewed on: 14th January 2023

top service

easy to apply and great service love my Zopa Credit card I also have the app which is easy to understand and very straightforward. Reviewed on: 14th January 2023

Simply brilliant

Simply amazing great customer service and a real help with supporting my credit needs Reviewed on: 14th January 2023

Best credit card

Always there to help and try there very best to help we’re they can never had a problem always able to get hold of some one Reviewed on: 14th January 2023

Excellent service

Up to date information. Excellent service. Easy to use the app. Overall I'm quite happy with the service. Thank you. Reviewed on: 14th January 2023

Zopa are the best

Excellent credit building card. No pressure to use either Reviewed on: 14th January 2023

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