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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Happy

Really happy with this card provider, the app is great to use to manage everything Reviewed on: 23rd January 2023

Decent card

Easy and convenient. Offers regular increases if you manage you account well and good customer service. Reviewed on: 23rd January 2023

Super app

App makes control easy, card is affordable even for people with poor credit history. It has given me a chance to start again on my credit route Reviewed on: 23rd January 2023

No frills banking

This bank is a genuine simple banking service that offers customers excellent, understanding service with a fantastic customer rappor. ZOPA has everything your average person is looking for to bank and in great need for a loan.Highly recommended and I am pleased to be part of the Zopa customers. Many thanks to all the team for their help! Reviewed on: 23rd January 2023

Easy to control

I have a credit card with zopa and I find it very easy to control especially with the safety net so you can set a limit on what you want to be able to spend that month Reviewed on: 23rd January 2023

2nd chance credit card

Being given a chance to restart my credit rating Reviewed on: 23rd January 2023

Great company

Excellent communication and customer service Reviewed on: 23rd January 2023

Simple credit

Great customer service and support. Excellent and easy app. Reviewed on: 23rd January 2023

Great service & product

I've only been a customer for a few months but I've never had any issues, nor have I had to contact Zopa. I'd most definitely recommend Zopa. Reviewed on: 22nd January 2023

Really good company quality and professional

Professional services with great rates Thanks Reviewed on: 22nd January 2023

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