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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to control

I have a credit card with zopa and I find it very easy to control especially with the safety net so you can set a limit on what you want to be able to spend that month Reviewed on: 23rd January 2023

2nd chance credit card

Being given a chance to restart my credit rating Reviewed on: 23rd January 2023

Great company

Excellent communication and customer service Reviewed on: 23rd January 2023

Simple credit

Great customer service and support. Excellent and easy app. Reviewed on: 23rd January 2023

Great service & product

I've only been a customer for a few months but I've never had any issues, nor have I had to contact Zopa. I'd most definitely recommend Zopa. Reviewed on: 22nd January 2023

Really good company quality and professional

Professional services with great rates Thanks Reviewed on: 22nd January 2023

Great service and convenient app

Helped me through tough times and easy app to use Reviewed on: 22nd January 2023

Good credit card

Good credit card mostly good customer service Reviewed on: 22nd January 2023

Credit card

Really good company I’ve been paying minimum amounts and reduced my debt really fast Reviewed on: 22nd January 2023

I love Zopa 1million percent!

If I pay off my card it’s reflected in my balance instantly. My other cards take days (business days) to show payments. The fees are low too and I love my card. Reviewed on: 22nd January 2023

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