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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Credit how it should be

Very helpful and thorough. Great to deal with and highly recommended Reviewed on: 14th January 2023

Good customer care

Great service when you interact with the team Reviewed on: 14th January 2023

Easy to use

A very easy, plain credit card to use & online too Reviewed on: 14th January 2023

Proper

Easy to deal with help you with your finances not just take take take great company Reviewed on: 14th January 2023

Zopa credit card

Help keep you on track , helpful customer service. Helps improving your credit score Reviewed on: 14th January 2023

My Credit Card

Just had my new credit card. Fabulous.All so easy. Reviewed on: 14th January 2023

Really good service and follow up.

Excellent and good practical advice on all factors Reviewed on: 14th January 2023

Excellent service and excellent quality

Very good company and very transparent about everything they do Reviewed on: 14th January 2023

Zopa The Moon with my credit card

Never had one single issue from the moment I-signed up for Zopa was recommended by a friend. Simply the best. Reviewed on: 14th January 2023

No fuss access to credit

Great credit company that is no fuss and easy to use Reviewed on: 14th January 2023

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