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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Great credit builder

5
Can’t deny the card is a brilliant card for building credit. The app is super simple and easy to use with everything so clear. Never had an issue and found everything so simple . Easy to talk to staff too! Reviewed on: 22nd January 2023
David Mapes's avatar
David Mapes

Great

5
Easy to use. Very safe to use with multiple protection and good customer service. Reviewed on: 22nd January 2023
Alec Scott's avatar
Alec Scott

Decent credit card provider

4
Decent credit card provider with good controls Reviewed on: 22nd January 2023
JS99's avatar
JS99

Simple sign up and easy to use App.

5
I have nothing bad to say about Zopa. Very happy with my credit card. see at a glance on the app when your next payment is due and manage your account in a few clicks. Great!!! Reviewed on: 22nd January 2023
Bryn Taylor's avatar
Bryn Taylor

Excellent

5
Easy to apply and sensible lending Reviewed on: 22nd January 2023
Angela's avatar
Angela

Very easy to use

5
Love my card. Payments show instantly and very clear Reviewed on: 22nd January 2023
Paul Wright's avatar
Paul Wright

Absolutely fantastic service

5
Never had an issue , been right on ! Reviewed on: 22nd January 2023
Peter's avatar
Peter

Excellent

5
Excellent and easy to use! I highly recommend. Reviewed on: 22nd January 2023
Jacob Holz's avatar
Jacob Holz

Trusted

5
I've had a terrible life of been in debt not paying b8lls struggling. Always worked never taken drugs and hardly drink. So poor wages and living beyond my means is why!! I've now sorted my self out not in debt Reviewed on: 22nd January 2023
Simon yeadon 's avatar
Simon yeadon

The application process was good and easy

5
Quick decision, easy to use and help full good customer care service. Reviewed on: 22nd January 2023
satya raju's avatar
satya raju

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