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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent service

The process was simple and easy, the app makes using the credit card so easy. Would highly recommend. Reviewed on: 14th January 2023

Great credit card

I enjoy this product and app with notifications on every purchase. I use this as a back up and I like to feel that I can use it if something happens Reviewed on: 14th January 2023

Amazing

Balance transfers and fast quick and easy Reviewed on: 14th January 2023

Zopa love u

Zopa is a very good app I love it Reviewed on: 14th January 2023

Great customer service

When my first card was sent it never arrived I contacted Zopa and this was dealt with very effectively and efficiently Reviewed on: 14th January 2023

Top bank

Really easy to work love the app Reviewed on: 14th January 2023

excellent services

very easy and friendly site user friendly . also fast at sending emails, items to customers. overall 10/10 as a customer Reviewed on: 14th January 2023

Excellent Credit Card

I love that every time I use the card I get a text message confirming. Also excellent app and good communications Reviewed on: 14th January 2023

Credit card

Great product helped me out a lot. Reviewed on: 14th January 2023

Fantastic service

Zopa has the most fantastic team always ready to help and support. Best credit company to help when someone needs a bit extra Reviewed on: 14th January 2023

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