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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

Very efficient

4
Hassle free and quick to get. App is very good Reviewed on: 22nd January 2023

Good card

5
Best card I've ever had with plenty of help Reviewed on: 22nd January 2023

Gud

5
Cheap, izy to understand app. Good company I laic. Reviewed on: 22nd January 2023

Best credit card ever

5
Very easy set up, superb security for customers. App is amazing to use. Reviewed on: 22nd January 2023

Outstanding value

5
Always been helpful and easy to deal with. I am very satisfied with Zopa. Reviewed on: 22nd January 2023

Great card

5
This card is brilliant helps when needed the most didn't expect to get the card due to low credit Reviewed on: 22nd January 2023

Great

5
Very good service, I have a credit card and savings account, happy with both Reviewed on: 22nd January 2023

One of the best

5
One of the best credit card with I have. Easy to use app Reviewed on: 22nd January 2023

Simona

5
Veri good..i m very happy..speciall Reviewed on: 22nd January 2023

Very good and supportive easy to use app dashboard

5
Excellent service, easy to manage account, very clear and itemised breakdown Reviewed on: 21st January 2023

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