Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Perfection

Great service can't be beaten would recommend zopa to anyone Reviewed on: 14th January 2023

Easy to use. Easy to understand.

There’s no one gives better service than Zopa Reviewed on: 14th January 2023

Great card Great app

Easy to use , Great app and very good card Reviewed on: 14th January 2023

Easy to apply, good rates

Kept informed during the application process, easy to use app Reviewed on: 14th January 2023

Excellent service

Great company and bespoke service to customers Reviewed on: 14th January 2023

very gd service

very good service, easy to understand from the app, easy system Reviewed on: 14th January 2023

Easy and very helpful

I chose a Zopa card as it had a great 0% balance transfer deal. The process was simple and allowed me to transfer my balance during a financially difficult time. Reviewed on: 14th January 2023

Amazing

My experience with Zopa has been great Reviewed on: 14th January 2023

Quick, Convenient, Clear - The Future of Banking

Have held a Zopa Credit card for close on 2 years now: never ever has a problem of an kind in that time nor any need to ask for help. It's simple to use, informative and transparent - exactly what you want from a Bank or Credit Card Account - none of the 'faf' of some of the traditional lenders. With a growling portfolio of products, I'm considering taking up further services from Zopa - as it's clear that with the current progression, they'll be giving Starling, Chase and Mondo a good run for their money somewhat sooner than later... Reviewed on: 14th January 2023

Great credit card

Easy to make payments. Great customer service and support Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.67 from 19 reviews
Premier Credit Card
from HSBC 3.85 from 20 reviews
Instant pay
from Incredible 5.00 from 28 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5951 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub