Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good card

Best card I've ever had with plenty of help Reviewed on: 22nd January 2023

Gud

Cheap, izy to understand app. Good company I laic. Reviewed on: 22nd January 2023

Best credit card ever

Very easy set up, superb security for customers. App is amazing to use. Reviewed on: 22nd January 2023

Outstanding value

Always been helpful and easy to deal with. I am very satisfied with Zopa. Reviewed on: 22nd January 2023

Great card

This card is brilliant helps when needed the most didn't expect to get the card due to low credit Reviewed on: 22nd January 2023

Great

Very good service, I have a credit card and savings account, happy with both Reviewed on: 22nd January 2023

One of the best

One of the best credit card with I have. Easy to use app Reviewed on: 22nd January 2023

Simona

Veri good..i m very happy..speciall Reviewed on: 22nd January 2023

Very good and supportive easy to use app dashboard

Excellent service, easy to manage account, very clear and itemised breakdown Reviewed on: 21st January 2023

Best ever !!!

Great value and easy to use and includes an app to accompany your card that's easy to use and navigate Reviewed on: 21st January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Gold Card
from first direct 4.23 from 9 reviews
Everyday Credit Card
from Santander 3.66 from 26 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub