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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good card

Very good customer service! Really recommended this card. Reviewed on: 14th January 2023

Awesome

A refreshing new way of credit carding!! Reviewed on: 14th January 2023

Helped me build credit

After I finished my trust deed scotland. I was struggling to get credit. I applied to zopa through clear score. And my credit card has helped me build my credit rating up Reviewed on: 14th January 2023

Exactly what it says on the tin

Zopa is perfect for credit building after going through a difficult time I decided Zopa was the best for me Zopa do all the hard work so when they think your credit need’s increasing they offer the app is also perfect everything you would need in one place. And tips on increasing credit Reviewed on: 14th January 2023

Great to experiance

Can’t complain. Get regular email updates and statements the app is very easy to use and understandable and is hassle free with also a ton of features. Reviewed on: 14th January 2023

So far no issues

Good job and had a great experience with the credit card issues. Reviewed on: 14th January 2023

Amazing credit card

Easy to use app and feel totally in control with my finances Reviewed on: 14th January 2023

Very happy with zopa

Very happy with zopa and would recommend Reviewed on: 14th January 2023

Easy to use

Very reliable Effective Useful Reviewed on: 14th January 2023

Have confidence in Zopa

From the first contact, communication, customer service" have been first class. I would definitely recommend others to approach Zopa for a Credit Card Reviewed on: 14th January 2023

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