Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Best ever !!!

Great value and easy to use and includes an app to accompany your card that's easy to use and navigate Reviewed on: 21st January 2023

Amazing service

Always there when needed. Really good experience. Reviewed on: 21st January 2023

Trustworthy and reliable

Ease of use to get started and great communications once set-up. World Class Customer Service. Reviewed on: 21st January 2023

Quick, easy and safe

Not been a customer for long, but my experience with Zopa so far has been really good. Clear information, quick service and safe transactions Reviewed on: 21st January 2023

Nice easy manageable bills

Good card but they never up your money no matter how long you’ve been with them Reviewed on: 21st January 2023

Great credit card

Great app, keeps me notified of anything to do with my credit rating Reviewed on: 21st January 2023

Nice card to use.

Had no problems with the card and service,. Reviewed on: 21st January 2023

Easy to use

All positive no negative. When you repay, you're funds are available immediately. Reviewed on: 21st January 2023

Sensible lender

Easy app track your spending build your borrowing power. Reviewed on: 21st January 2023

Great Card

I have had a Zopa zcredit card, they are easy to use, informative and no hassle Reviewed on: 21st January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.20 from 19 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub