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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

I happy with zopa credit card

I can access to my credit record and score Reviewed on: 21st January 2023

Simple and smooth

Great company with a simple and smooth application process Reviewed on: 21st January 2023

Awesome!

Fantastic, easy to use app! ⭐⭐⭐⭐⭐ Reviewed on: 21st January 2023

Quick/easy/reliable

Application easy to fill out , accepted even with a not so perfect credit score, manageable credit limit, online account easy to use plus payment receipt emailed to you when you re pay on your account. Reviewed on: 21st January 2023

Fantastic Credit Card provider

I really love Zopa. The app is great and so user friendly. Also the customer service is efficient Reviewed on: 21st January 2023

Customer Service

If I need to contact Zopa, they are always friendly and helpful in all transactions and support they offer. Reviewed on: 21st January 2023

Zopa credit card

Zopa credit card and app is great,Easy to use everthing is clear. Reviewed on: 21st January 2023

Straightforward and easy to use

From the moment I found out about Zopa, through applying and setting up, it was straight forward. Access is so easy online and with the app. It's got my vote. Reviewed on: 21st January 2023

Card

It's very nice to have a credit card and to know it's there if I need it Reviewed on: 21st January 2023

Confident and honest

The team are very honest , don't push products Reviewed on: 21st January 2023

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