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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

One of the best

One of the best credit card with I have. Easy to use app Reviewed on: 22nd January 2023

Simona

Veri good..i m very happy..speciall Reviewed on: 22nd January 2023

Very good and supportive easy to use app dashboard

Excellent service, easy to manage account, very clear and itemised breakdown Reviewed on: 21st January 2023

Best ever !!!

Great value and easy to use and includes an app to accompany your card that's easy to use and navigate Reviewed on: 21st January 2023

Amazing service

Always there when needed. Really good experience. Reviewed on: 21st January 2023

Trustworthy and reliable

Ease of use to get started and great communications once set-up. World Class Customer Service. Reviewed on: 21st January 2023

Quick, easy and safe

Not been a customer for long, but my experience with Zopa so far has been really good. Clear information, quick service and safe transactions Reviewed on: 21st January 2023

Nice easy manageable bills

Good card but they never up your money no matter how long you’ve been with them Reviewed on: 21st January 2023

Great credit card

Great app, keeps me notified of anything to do with my credit rating Reviewed on: 21st January 2023

Nice card to use.

Had no problems with the card and service,. Reviewed on: 21st January 2023

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