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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Flexibility equals clearly

5
Recommend for people with don’t believe for easy and simple problems solutions Reviewed on: 14th January 2023
Tomasz Ihnatowicz's avatar
Tomasz Ihnatowicz

Easy application.

5
Easy application. Great communications. And fab app Reviewed on: 14th January 2023
Diane howard's avatar
Diane howard

Excellent financial tool .I would recommend to everyone

5
Zopa doing remarkable job in my life . Gives me incredible confidence Reviewed on: 14th January 2023
BIBIN 's avatar
BIBIN

Excellent Service

5
Zopa card has helped build my credit and protected against unauthorized charges. Reviewed on: 14th January 2023
Mobolaji's avatar
Mobolaji

Reliable

5
Great company. Easy to deal with. Couldn’t ask for better. Reviewed on: 14th January 2023
Jo's avatar
Jo

Professional, User Friendly, Flexability

5
Zopa are a professional, happy to help organisation, who are concerned about their customers and offer advice and flexibility in this current climate. Reviewed on: 14th January 2023
Julie Jones's avatar
Julie Jones

Brilliant credit card!

5
Brilliant little card! I got 6 months interest free balance transfer so I could manage my finances well. Highly recommended. Reviewed on: 14th January 2023
Lesley Macklin's avatar
Lesley Macklin

Excellent

5
Zopa has been a good lending company that is reliable and trusted with confidence. Reviewed on: 14th January 2023
Isaac Awotayo 's avatar
Isaac Awotayo

Fantastic credit card

5
Great card easy to use brilliant Credit limit easy to pay Reviewed on: 14th January 2023
Andrew Jarvis's avatar
Andrew Jarvis

Excellent

5
Excellent credit card helping to build my credit score Reviewed on: 14th January 2023
Emma Brown's avatar
Emma Brown

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