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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Amazing service

Always there when needed. Really good experience. Reviewed on: 21st January 2023

Trustworthy and reliable

Ease of use to get started and great communications once set-up. World Class Customer Service. Reviewed on: 21st January 2023

Quick, easy and safe

Not been a customer for long, but my experience with Zopa so far has been really good. Clear information, quick service and safe transactions Reviewed on: 21st January 2023

Nice easy manageable bills

Good card but they never up your money no matter how long you’ve been with them Reviewed on: 21st January 2023

Great credit card

Great app, keeps me notified of anything to do with my credit rating Reviewed on: 21st January 2023

Nice card to use.

Had no problems with the card and service,. Reviewed on: 21st January 2023

Easy to use

All positive no negative. When you repay, you're funds are available immediately. Reviewed on: 21st January 2023

Sensible lender

Easy app track your spending build your borrowing power. Reviewed on: 21st January 2023

Great Card

I have had a Zopa zcredit card, they are easy to use, informative and no hassle Reviewed on: 21st January 2023

I happy with zopa credit card

I can access to my credit record and score Reviewed on: 21st January 2023

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