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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Great service

Great company to be with. Would recommend to anyone. Reviewed on: 21st January 2023

Brilliant reliable service

Fast payments and customer service Reviewed on: 21st January 2023

Excellent for bad credit

I had no chance of getting a credit card due to bad credit but Zopa came to the rescue. Reviewed on: 21st January 2023

This card is the best on the market place

Amazing service mobile app easy to use very user friendly all round it's a really good card and service Reviewed on: 21st January 2023

Fantastic service

Brilliant app, helpful and supportive. Great service always offered. Reviewed on: 21st January 2023

Great

This is an amazing Bank. Great services Reviewed on: 21st January 2023

Best credit card

Best card for shopping online and offline Reviewed on: 21st January 2023

Excellent product

Very quick and easy to apply. Excellent customer service. Love the app and the notifications of when the card has been used. Great product for those who can struggle to be accepted. Great to feel included. Reviewed on: 20th January 2023

My first credit card in the UK

Moved to the UK since 2018. Having a credit card was never a problem since I was 18 but I found it so difficult to apply one here. Zopa gave me my first credit card in this country. Without Zopa, I could never build up my credit score at all although I always have a permanent job. Reviewed on: 20th January 2023

Responsible lender

V happy with service, start to finish, customer service and responsibility of lending. App is excellent. No complaints. Well done Zopa Reviewed on: 20th January 2023

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