Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa ? Zopa the Class for credit cards !

Zopa ? Zopa the Class for credit cards ! Reviewed on: 14th January 2023

Fantastic experience

Super card and support network , I had a problem and it was quickly sorted by an amazing support team, very happy Reviewed on: 14th January 2023

Brilliant service

I got this card to build up my credit score and it’s good and easy to use and follow Reviewed on: 14th January 2023

Excellent credit card

Really great service, excellent credit, easy to repay via the app, very helpful company, would recommend to family and friends Reviewed on: 14th January 2023

Great card

Great customer service and good credit card Reviewed on: 14th January 2023

So simple to set the card up to use once received also you get a ping each Time with the amount you spent

After receiving the card I read the instructions to use the card so simple. No problems at all Reviewed on: 14th January 2023

Card very good

It was no fuss getting card and ur limit starts of small Reviewed on: 14th January 2023

Unbelievable helpful

When times are hard you need support and unconditional advice look no further The best and without judgement company I've had help my needs with continuous support, communication and most of all disaplined but realistic help ... Thanks ☺️ Reviewed on: 14th January 2023

Excellent service

Quick easy and friendly. Very easy to apply and my card came Very swiftly. The app is extremely easy and helpful Reviewed on: 14th January 2023

Best card

Good rates and the cushion option to set some funds aside is a really good feature Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 3.98 from 63 reviews
Everyday spending credit cards
from Halifax 4.07 from 74 reviews
Credit card
from M&S Bank - Marks and Spencer 2.81 from 190 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5951 reviews
Smart Saver
from Zopa 4.94 from 8050 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub