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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Straightforward and easy to use

From the moment I found out about Zopa, through applying and setting up, it was straight forward. Access is so easy online and with the app. It's got my vote. Reviewed on: 21st January 2023

Card

It's very nice to have a credit card and to know it's there if I need it Reviewed on: 21st January 2023

Confident and honest

The team are very honest , don't push products Reviewed on: 21st January 2023

Great service

Great company to be with. Would recommend to anyone. Reviewed on: 21st January 2023

Brilliant reliable service

Fast payments and customer service Reviewed on: 21st January 2023

Excellent for bad credit

I had no chance of getting a credit card due to bad credit but Zopa came to the rescue. Reviewed on: 21st January 2023

This card is the best on the market place

Amazing service mobile app easy to use very user friendly all round it's a really good card and service Reviewed on: 21st January 2023

Fantastic service

Brilliant app, helpful and supportive. Great service always offered. Reviewed on: 21st January 2023

Great

This is an amazing Bank. Great services Reviewed on: 21st January 2023

Best credit card

Best card for shopping online and offline Reviewed on: 21st January 2023

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