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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best card

Highly recommend, a joy to deal with Reviewed on: 14th January 2023

Love the app so easy

Easy to apply for….,,,,,,,………..great !!!!!!! Reviewed on: 14th January 2023

All round quality

Easy to set up and use app, great customer service. Number 1 in my eyes Reviewed on: 14th January 2023

easy to use, safe and great customer care.

I have had many credit cards and Zopa are far by easiest to use and helpful. I use the app very often and no issues at all. Reviewed on: 14th January 2023

The perfect credit card provider.

Zopa is just simply the best provider. Period Reviewed on: 14th January 2023

Good credit provider

Good interest rate provider and they increase the limit as soon as possible Reviewed on: 14th January 2023

a fantastic card

A great card easy to use easy to obtain very versatile I would recommend it to anyone keep within your credit limit then it will be fine Reviewed on: 14th January 2023

Credit cards

Easy to switch for long term credit cards Reviewed on: 14th January 2023

Easy and friendly

Easy and friendly, notifications of my spending every time and the app is good for controlling my spending Reviewed on: 14th January 2023

Very helpful

Very quick.and easy process . Response to emails quicker than any other company I have dealt with in the pass. I highly recommend. Reviewed on: 14th January 2023

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