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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Brilliant easy to use

5
Nothing hidden plain English easy to apply and use Reviewed on: 14th January 2023
Stacey Sabir's avatar
Stacey Sabir

Excellent

5
Excellent service can’t fault it would highly recommend Reviewed on: 14th January 2023
Jay Williams's avatar
Jay Williams

Perfect. Just perfect

5
Sign up, the app, atm functionality, terms and conditions. All top notch and flawless Reviewed on: 14th January 2023
Steven Hamilton-Healey's avatar
Steven Hamilton-Healey

Great service

5
Easy to use and app good can look at statement spending Reviewed on: 14th January 2023
lholmes33@hotmail.co.uk's avatar
[email protected]

Quick and easy

5
Everything was sorted out quickly and the is so easy to use with everything made clear Reviewed on: 14th January 2023
Michelle buswell 's avatar
Michelle buswell

Fantastic service

5
The app is very easy to use, great customer support Reviewed on: 14th January 2023
Richard Gillan's avatar
Richard Gillan

Niki

5
Zopa is one the best credit card you can have is izy to use And pay every where No issues whatsoever Reviewed on: 14th January 2023
fc.niki@icloud.com's avatar
[email protected]

Excellent

5
Excellent service, would recommend. Reviewed on: 14th January 2023
William Robertson's avatar
William Robertson

Great Service

5
Can't speak more highly of Zopa, it's brilliant, great service Reviewed on: 14th January 2023
IAN GOODFELLOW's avatar
IAN GOODFELLOW

unreal

5
absolute brilliant company easy to use easy to get in touch the best Reviewed on: 14th January 2023
emma's avatar
emma

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