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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Mr

Am proud to be a part of zopa credit card they are the best Reviewed on: 14th January 2023

A great choice

I had never herd of zopa until I applied for my credit card . I give 10/10 for excellent customer service. Reviewed on: 14th January 2023

Credit card

Absolutely fantastic company so easy to deal with, every step clear and easy to use and the products they offer are second to none Reviewed on: 14th January 2023

Brilliant company!!

They are so good & thankyou for making a payment. App is so easy to use. Make you feel like they value your custom!! Reviewed on: 14th January 2023

Great service

I have found Zopa to be helpful ,friendly andthe app is so easy to use. Reviewed on: 14th January 2023

Fantastic

First class service on applying for a credit card online for poor credit score less than a minute to be accepted! Very easy and non intrusive application form and checks. Thank you zopa Reviewed on: 14th January 2023

Great

Great company. Good service easy to use. What more could you ask for Reviewed on: 14th January 2023

Really a good card and easy to use

I like the card its easy to use nice service they gave ti customers Reviewed on: 14th January 2023

Easy and super fast to apply

Just needed a little bit of funding after Christmas. I didn't have the best credit rating but received a card with 3 days of applying. Best thing is that you can 'lock out' an amount for an emergency fund which is a really nice touch. Reviewed on: 14th January 2023

Zopa Credit Card

Zopa Credit Card is very easy to use and the app allows the card to be paid at any time. Reviewed on: 14th January 2023

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