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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Help me getting through the tuff times like getting gas and electric when needed so yes a big thankyou

Brilliant service have recently told my family and friends Reviewed on: 20th January 2023

Zopa

Zopa have been 1 of the best credit companies I've dealt with very highly recommended Reviewed on: 20th January 2023

It's great

Good company and low payment. Little saving helps me to spend on things I really need to get. Reviewed on: 20th January 2023

Simply brilliant in all their services and operations

It's fantastic so far, and I guess it will remain so for the foreseeable future. Reviewed on: 19th January 2023

Very useful and flexible.

I have found Zopa Credit Card very useful and adaptable to my credit needs. The app is very easy to use and I found increasing my available credit very simple when needed. Reviewed on: 19th January 2023

Zopa card for me

The App is so easy to use, keeping control and having visibility is the key and its great, straight down the line with interest rates and ease of information Reviewed on: 19th January 2023

Brilliant company!

Very approachable company, if you were to hit hard times with money they are very understanding and helpful, also good for building your credit file Reviewed on: 19th January 2023

Easy credit card provider

Excellent customer service, wide range of products on offer. Best credit card provider by far. Reviewed on: 19th January 2023

Very good

It’s very good and I would recommend them Reviewed on: 19th January 2023

Great customer service

Always helped when I've needed to ask questions about my credit card Reviewed on: 19th January 2023

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