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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

The best card

I think is the best, I have possibility to saving money, not only spending, and with goods % Reviewed on: 14th January 2023

Happy customer

From first applying for a credit card through to using it and being offered a credit increase I have nothing but good things to say about Zopa. I feel that I am always in control but someone is always available if I have any questions . Great company and excellent customer service. Would highly recommend this company. Reviewed on: 14th January 2023

Very easy to manage

I found the app easy to use and feel secured Reviewed on: 14th January 2023

Zopa

Zopa are very helpful they do all they can to help me improve my credit unlike other cards Reviewed on: 14th January 2023

Absolutely great.

Not had any issues at all with Zopa, does everything that’s needed, would definitely recommend Reviewed on: 14th January 2023

Brilliant service

Nothing but good things to say about zopa. Thank you for the service Reviewed on: 14th January 2023

No hassle and friendly staff

Great company and staff No hassle service Reviewed on: 14th January 2023

Customer service

Easy to access App Great customer service Reviewed on: 14th January 2023

lovely lot

great card great rates great app - great! Reviewed on: 14th January 2023

Great credit providers

Sensible, fair and good customer service. Reviewed on: 14th January 2023

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