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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Top Class Credit Card Provider

No fuss application and quick response. Excellent customer service. So easy to keep a track using the ZOPA App Reviewed on: 14th January 2023

Excellent

Always helpful, excellent service Reviewed on: 14th January 2023

The Good Guys

Getting a credit card to rebuild my rating with a marred credit score was difficult but Zopa look at you in a different way to other providers. Thanks for Zopa my credit rating is climbing. The Good Guys! Reviewed on: 14th January 2023

Quick, easy and simple

Had a loan off zopa in the last and was super helpful when i paid it off. I now have a credit card with them, and both have very low interest rates. No pestering and very quick, easy and simple to repay through the app. Reviewed on: 14th January 2023

Easy if use

Love the app and the ease of use Reviewed on: 14th January 2023

Very good service

My card is used monthly and I always get notified whenever I use it. Zopa have helped by keeping my limit reasonable so I can afford to use them. Reviewed on: 14th January 2023

Easy to use app

The app is so simple to use, alway find what I am looking for Reviewed on: 14th January 2023

Brilliant Product and user friendly

Zopa credit has been great for me a real life saver when things have been tight Reviewed on: 14th January 2023

Excellent company excellent personal service

Fantastic company staff very professional, courteous and helpful Reviewed on: 14th January 2023

Best card

Best credit card I ever had. Good customer service Reviewed on: 14th January 2023

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