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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Excellent service

5
Excellent service and excellent staff thanks Mark Reviewed on: 18th January 2023
mark bacon's avatar
mark bacon

Easy to use and pay off

4
Easy to use, set up and pay off Reviewed on: 18th January 2023
S's avatar
S

Credit

5
Fantastic great !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 18th January 2023
CRAIG LOXLEY's avatar
CRAIG LOXLEY

very good

5
is very good the experience is good for people Reviewed on: 18th January 2023
claudiu's avatar
claudiu

Easy to use

5
Simple and user friendly app is great also keep me updated Reviewed on: 18th January 2023
Suzanne Barnie's avatar
Suzanne Barnie

Easy to use

5
Very friendly card very easy to use Reviewed on: 18th January 2023
Kamil Kowalewski's avatar
Kamil Kowalewski

Perfect

5
easy and fun to use and all in my own phone. I don't have to call anywhere or make an appointment Reviewed on: 18th January 2023
Nikoletta's avatar
Nikoletta

Mrs st george

5
I think the app for this credit card to download is great and I like the fact that as soon as you make a payment it comes of your balance straight away, no waiting 5 working days or anything so you know exactly where you are. I would 100% recommend zopa Reviewed on: 18th January 2023
Nicole st george 's avatar
Nicole st george

Intuitive

5
Nice easy app, excellent customer service Reviewed on: 18th January 2023
Esme Murphy (Esme)'s avatar
Esme Murphy (Esme)

Reaching Goals

4
Easy application process. Good and friendly phone app with ample information especially on improving credit score. Reviewed on: 18th January 2023
Deviyani Patel's avatar
Deviyani Patel

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